The FatPirate Second Deposit Bonus Explained

What a second deposit match really gives you

Your welcome offer fires once. Then it is gone. The second deposit bonus exists to keep the extra credit flowing after that first match has cleared, matching part of your next qualifying top-up with bonus funds you play through before cashing out.

Here is the plain version. This is a percentage match, not a gift of free cash. Fund your account again, opt in, and FatPirate adds bonus credit alongside the money you deposited. You spin with both, complete the wagering, and whatever survives converts into a withdrawable balance. The draw is straightforward: more spins per pound, a fresh shot at the higher-paying slots, and a reason to come back once the sign-up package is spent. FatPirate runs under a Curaçao licence, so it sits outside UK regulation. Treat this as an offshore promotion and read the terms before you commit any money.

Why bother with a second deposit deal at all? Because it rewards players who stick around. A one-off welcome match is a single headline number, claimed and finished within a week. The reload structure at FatPirate carries on, giving your follow-up deposits a boost across a catalogue of over 10,000 slots from BGaming, Yggdrasil, Thunderkick, Spinomenal and Platipus. That is a lot of reels for the bonus credit to cover.

One detail worth flagging early. FatPirate runs one active bonus at a time. If your welcome bonus is still working through its x40 wagering, the second deposit offer waits until that clears. Finish the first, then the reload opens up on your next top-up.

How much lands and when you can claim it

Reload matches scale with what you put in, up to a ceiling. The table below shows the typical shape of a second deposit offer at FatPirate. The site minimum deposit is £10, but you need £20 down to switch a bonus on, so that £20 floor applies here too.

A worked example makes the numbers concrete. Say the match adds £50 in bonus credit to your second deposit. That £50 arrives the moment the deposit clears, giving you extra funds to spin with straight away. No manual review, no overnight wait before the credit shows. Your own cash and the bonus credit sit side by side in the balance, and the account plays through the bonus portion under the wagering rules covered further down.

Timing is worth planning around. Because this is your second qualifying deposit, the offer only opens once the welcome package has finished clearing. Deposit too early, while the first bonus is still active, and the reload simply will not attach. Wait until your welcome funds have either converted or expired, then fund the account again and the match becomes available on that top-up.

Watch the ceiling. Every reload tops out at a fixed bonus cap, so a large deposit past that point stops earning extra credit and simply funds your own play. There is little reason to overshoot the cap. If you want the full value, size your deposit to hit the ceiling rather than sail past it.

Deposits under £20 still count toward your balance, but they will not trigger the match. Keep that floor in mind. Fund the account with at least £20 on your second qualifying top-up and the reload fires; anything below that lands as plain cash.

Switching the offer on step by step

Miss the opt-in and your deposit arrives as ordinary money with no bonus attached. So handle this first, then fund the account.

1. Log into your FatPirate account once your welcome bonus has cleared.
2. Open the Promotions page and find the second deposit reload tile.
3. Click Opt in to flag your account as eligible for the match.
4. Go to the cashier and deposit at least £20 using any accepted method.
5. Check your balance. The bonus credit appears next to your deposit right away.

If the match does not show up, the usual reason is a lingering active bonus. FatPirate allows one at a time, so an unfinished welcome offer will block the reload. Live chat runs 24/7 in English, German and Greek if you want to confirm your eligibility before you deposit.

Wagering, deadlines and what reaches your bank

This is the part that decides whether the offer is worth it. Bonus funds carry a playthrough requirement, and until you meet it, the reload cash stays locked.

The second deposit bonus follows the standard x40 wagering that runs across FatPirate promotions. Only the third deposit gets the lighter x30 rate. Take that £50 bonus at x40: you need to stake £2,000 in total before it converts to real money. The clock gives you 7 days from claiming. Miss the deadline and the remaining bonus, along with anything won from it, drops off your balance.

Slots pull their full weight toward the requirement. Table games and live dealer titles usually count for less or nothing, so keep to the reels if you want to clear the wagering efficiently. Break that £2,000 target down and it gets easier to gauge: at £2 a spin it means roughly 1,000 spins inside the week, or about 143 a day. Fast, but manageable for a regular player who logs in most evenings. Someone spinning once or twice will struggle to get near it before the clock runs out. Once you finish, the winnings move into your cash balance. From there the minimum withdrawal is £20, and payouts cap at £4,000 per day and £30,000 per month. Crypto cashouts land within 24 hours; Visa and Mastercard take 1 to 3 business days; SEPA bank transfers run 2 to 3 business days. Our payments guide covers the full breakdown.

Do the maths before you claim. A £50 bonus demanding £2,000 of turnover suits a regular player far more than someone who spins now and then. If those numbers do not fit your budget, a plain deposit with no strings may serve you better. And for context, the full welcome package is 100% up to £1,000 + 100 FS, so the second deposit bonus works as a follow-up boost rather than the headline deal.

Second deposit bonus questions answered